Phishing is the Internet word for Fishing. You may have used the phrase "fishing for information". This is essentially what phishing is, but applied to the Internet rather than talking to someone face-to-face.
How to prevent it:
Beware of e-mails that ask for confidential information. Phishers will ask to be e-mailed personal information that no genuine institution would request in an e-mail, eg: PIN numbers or passwords to accounts.
Beware of e-mails that are not personalised. Phishing e-mails are very rarely personalised, for example, they will never use your forename or surname in the e-mail. They cannot do this because they have to send the same e-mail to many different people.
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